When I Got Laid Off, I Applied for Unemployment Benefits: Was That a Mistake?
This session will focus on a very hot topic in consumer bankruptcy cases: debts owed by a debtor for overpayment of unemployment compensation. Learn about the automated process used by the State of Michigan Unemployment Insurance Agency. What can be discharged under § 523(a)(2)(A) and (a)(7)? What are the nondischargeability differences between chapters 7 and 13? Are the Agency’s procedures for contesting a determination of overpayments sufficient to create a collateral estoppel argument in a later bankruptcy case? The panelists will educate the attendees both about the process used to obtain unemployment benefits and the potential issues that the payment of unemployment benefits can cause in a later bankruptcy case.